Along with millions of other people in this country, the two of us absolutely had to get creative when it came to figuring out our finances during the pandemic. I labor from house already so I entirely wasn’t all that affected. However, the bonus structure was taken away that first year of the pandemic. But it wasn’t my situation that made for all the financial stress. When my wife was sent house from the zone controlled Heating, Ventilation, and A/C of her office, it was the last time she’d be there. The business ended up going under by October of 2020 and that was about half of our income just gone. So the two of us had to come up with a creative way of paying our bills or we’d be upgrading the Heating, Ventilation, and A/C in this location and selling it. There was only so much the two of us could split from the budget. And then, there was only so much that my wife could make from working inside the central a/c of house with online gigs. That’s when the two of us had the good system to turn the basement into a great, one living room apartment. All the two of us had to do was put a little galley home office down there and call the Heating, Ventilation, and A/C business. They sent out an Heating, Ventilation, and A/C worker who installed a ductless heat pump down there. This provided the house some heating and cooling. Not only that but it was independent of the Heating, Ventilation, and A/C component for the rest of the house. And the ductless heat pump was so powerful and yet so efficient. It turned out to be just a life saver as the two of us can now cover almost all of the mortgage with the daily rent.