Needing to buy a new, state of the art central heating and cooling system caused me to max out my credit some time ago; it was a spur of the moment, emergency purchase because my old heating and cooling system had broken down for the last time – in the middle of a terrific heatwave! It was either buy a new central heating and cooling system, or suffer and die! So, faced with no real alternative, I charged it to my plastic. I never thought I was going to be able to pay this off, in my lifetime, but I got lucky by getting a raise at work last year. As of tomorrow, my credit card will finally be paid off! I can not believe it! HoI simply cannot believe it! The central heating and cooling system I hit my max with will finally be easily mine; I can proudly say I paid for it in full! What a major milestone! Like I said, this was thousands of dollars that I never thought would ever be paid off with the money I was making, before I got the raise. Thank goodness it came along. I was so glad and shocked that it worked out this way – I was able to pay it all off within one year, and this fabulous new equipment works better than ever. These modern heating and cooling units are built to last!