When I became a first time homeowner, I was broke.
I put all my money towards the down payment on the house and there was actually little leftover for basic necessities.
I was on a strict budget that allowed me to eat and pay the bills but that was it, and for the first year, I didn’t buy anything new or lavish because I had to put it all towards the house. I spent my money responsibly by hiring Heating, Ventilation & A/C professionals to come to my house twice per year to repair the relatively new Heating, Ventilation & A/C device because it was important. I couldn’t afford to have any heat or air concerns, so hiring an Heating, Ventilation & A/C professional was essential in caring for my Heating, Ventilation & A/C system. I also purchased cheap air filters to update the clogged filters every three months. I purchased the cheap air filters because it seemed like a fine way to save money. I didn’t want to spend the extra money on a “nicer” air filter because I was trying to save; Recently but, I realized what a mistake I was making. I thought I was saving money by purchasing cheap air filters but I was actually spending more in a year, and cheap air filters could only hold so much dirt and debri, which meant that they needed to be updated frequently. More luxurious air filters were thicker and better quality, meaning they didn’t need to be updated nearly as often. Not only this, but they were better at picking up dirt and debri. Now, I look for quality over price when purchasing my air filters.